MGA Insurance Group offers a complete line of personal and business insurance solutions.
Whether you are an individual, employer, association or independent contractor, MGA Insurance Group has an insurance solution to meet your needs and fit your budget.
We Write Insurance Policies Nationwide
Licensed to sell insurance in all 50 states and U.S. territories, MGA Insurance Group is a member of the Better Business Bureau of West Florida and a Trusted Choice agency.
Personal Lines

Auto Insurance
When it comes to finding the best automotive insurance coverage at the lowest rates, let MGA Insurance Group do the work for you!
MGA Insurance Group has access to many markets. So even if your driving record is less than perfect, we can still find you the most competitive rates available.
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Boat Insurance
Your boat is probably one of your most treasured and valuable possessions. Just like your car, a boat can be vulnerable to accidents, storms and theft.
Boat insurance provides protection for you, your passengers and your boat. Your boat is designed to give you years of enjoyment. Ensure your fun by choosing the right protection with MGA.
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Flood Insurance
Flood insurance protects you from the financial devastation caused by floods. Even a few inches of water can bring thousands of dollars in repair and restoration costs.
Most homeowners insurance does not cover floods. You need flood insurance.
Flood insurance, is “single peril” insurance, sold separately from homeowners insurance. Flood insurance protects against losses to buildings and their contents, not the land surrounding them.
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Health Insurance
MGA can assist individuals and businesses with their health insurance needs.
Whether you are looking for the most cost-effective PPO Plan, or you are a business owner wanting to offer affordable coverage to your employees, MGA understands your challenge and can find a plan that is right for you.
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Home & Condo Insurance
For many of us, our home or condo is our most valuable asset. Don't wait for disaster to strike before discovering that your investment is not properly insured!
Our specially trained, licensed agents can guide you through the process of determining what insurance coverages are right for you, while paying special attention to your individual needs and financial constraints.
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Life Insurance
A well-planned life insurance policy should enable your loved ones to cover their immediate cash needs in the event of your death. It should also replace your income, allowing your family to maintain their current standard of living.
There are many coverage options available and MGA can help you find the best one for you and your family.
Get an INSTANT LIFE INSURANCE QUOTE!
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Vision & Dental Plans
Now you can have access to Vision Plans and Dental Plans that are truly affordable. We have a wide range of fully insured and discount plans available.
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Wind Insurance
Anyone who purchases a homeowner's policy that excludes wind coverage needs to purchase a separate windstorm policy. This usually applies to coastal residents.
When a hurricane enters the Gulf of Mexico, you can no longer change or purchase new Windstorm coverage.
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Builder's Risk
Builder's Risk insurance indemnifies against losses due to fire, vandalism, lightning, wind, and similar forces. Coverage is typically during construction period only.
A policy may be issued to the Owner, Contractor or Developer.
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Small Business Coverages
Are you self-employed, an LLC, a PC, or a 1099 executive? Are you looking for reliable answers to your business insurance needs?
MGA Insurance Group can provide you with valuable business coverages including general liability, business property and programs that protect you today and into the future.
Are you a business owner NEW TO FLORIDA? MGA Insurance Group can save you hours of time!
MGA Insurance Group has expertise in Florida's rules and regulations of transacting business in Florida.
As a charter member of the Lakewood Ranch Business Alliance, MGA Insurance Group have saved Florida business owners thousands of dollars on their business and personal insurance coverages.
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Commercial Coverages
Our licensed agents are ready to give you the specialized attention you deserve.
Let MGA Insurance Group guide you through the often daunting process of determining what type of commercial insurance coverage is right for you, while paying special attention to your business needs and financial constraints.
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Contractors
Contractors insurance provides protection for a general contractor, developer, or builder, as well as its employees and agents, against lawsuits, liabilities, expenses, or other costs that may result from a claim against the building or property. Examples of these claims include but are not limited to roofing or electrical failure, faults, leaks or safety issues.
Contractors insurance must be sought and selected by the contractor, builder, or developer prior to starting any type of construction project. Acquiring this insurance will help protect the contractor and associated parties against various liabilities.
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Group Health
Since 1990, MGA Insurance Group has been assisting businesses with their health insurance needs.
Whether you are looking for the most cost-effective PPO Plan, or you’re a business owner wanting to offer your employees affordable coverage, MGA Insurance Group understands your challenge and can find a plan that fits your needs and your budget.
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In-home Business
Home-based business insurance is often overlooked. Many home-based business owners own their own homes, and assume that their home insurance also covers their home-based business activities.
Not only is this not true, but your home-based business activities can void your home insurance. Home insurance covers people's homes. Using the home for other purposes that your insurer is not aware of, such as operating a home-based business, may invalidate your policy.
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Inland Marine
Inland marine insurance can protect goods that are on the move. This includes special types of property that are mobile, of unique value, related to transportation or communication, or otherwise considered to need special protection.
For example, if your business routinely ships computers across the country, inland marine insurance could be used to protect your shipments. If you have high value artwork in your lobby, inland marine insurance could be used to protect your investments.
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Professional Liability
MGA Insurance Group has helped thousands of clients protect themselves with liability insurance.
In fact, our Association Services Division administers some of the largest Errors & Omissions insurance programs in the nation.
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Workers' Compensation & Disability
Workers' Compensation and Disability Insurance coverages pay benefits pay employees if they are injured on the job. Specifically, they cover medical bills, a portion of lost wages, vocational rehabilitation and death benefits.
Our team of experienced insurance agents can custom design a Workers' Compensation and Disability insurance package tailored to your company’s needs.
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Call Today!
We look forward to assisting you with all of your insurance needs.
Call Monday through Friday 8 AM to 5 PM EST. and speak with a licensed insurance professional today!



