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Small Business & Commercial Insurance
Builder's Risk Insurance
Builder's Risk insurance indemnifies against losses due to fire, vandalism, lightning, wind, and similar forces. Coverage is typically during construction period only. A policy may be issued to the Owner, Contractor or Developer.Small Business Insurance
Are you self-employed, an LLC, a PC, or a 1099 executive? Are you looking for reliable answers to your business insurance needs? MGA Insurance Group can provide you with valuable business coverages including general liability, business property and programs that protect you today and into the future. Are you a business owner NEW TO FLORIDA? MGA Insurance Group can save you hours of time! MGA Insurance Group has expertise in Florida's rules and regulations of transacting business in Florida.Commercial Insurance
Our licensed agents are ready to give you the specialized attention you deserve. Let MGA Insurance Group guide you through the often daunting process of determining what type of commercial insurance coverage is right for you, while paying special attention to your business needs and financial constraints.Contractors Insurance
Contractors insurance provides protection for a general contractor, developer, or builder, as well as its employees and agents, against lawsuits, liabilities, expenses, or other costs that may result from a claim against the building or property. Examples of these claims include but are not limited to roofing or electrical failure, faults, leaks or safety issues. Contractors insurance must be sought and selected by the contractor, builder, or developer prior to starting any type of construction project. Acquiring this insurance will help protect the contractor and associated parties against various liabilities.Group Health Insurance
Since 1990, MGA Insurance Group has been assisting businesses with their health insurance needs. Whether you are looking for the most cost-effective PPO Plan, or you’re a business owner wanting to offer your employees affordable coverage, MGA Insurance Group understands your challenge and can find a plan that fits your needs and your budget.In-Home Business Insurance
Home-based business insurance is often overlooked. Many home-based business owners own their own homes, and assume that their home insurance also covers their home-based business activities. Not only is this not true, but your home-based business activities can void your home insurance. Home insurance covers people's homes. Using the home for other purposes that your insurer is not aware of, such as operating a home-based business, may invalidate your policy.Inland Marine Insurance
Inland marine insurance can protect goods that are on the move. This includes special types of property that are mobile, of unique value, related to transportation or communication, or otherwise considered to need special protection. For example, if your business routinely ships computers across the country, inland marine insurance could be used to protect your shipments. If you have high value artwork in your lobby, inland marine insurance could be used to protect your investments.Professional Liability Insurance
MGA Insurance Group has helped thousands of clients protect themselves with liability insurance. In fact, our Association Services Division administers some of the largest Errors & Omissions insurance programs in the nation.Workers' Compensation & Disability Insurance
Workers' Compensation and Disability Insurance coverages pay benefits pay employees if they are injured on the job. Specifically, they cover medical bills, a portion of lost wages, vocational rehabilitation and death benefits.Our team of experienced insurance agents can custom design a Workers' Compensation and Disability insurance package tailored to your company’s needs.

